The end of the year is rapidly approaching, which means the window to utilize your insurance coverage and Flexible Spending Account (FSA) funds is closing. At RB Dental Excellence, we believe that proactive care is the best way to maintain a healthy smile while being financially savvy. If you have been delaying a cleaning or a necessary procedure, now is the time to act before your benefits reset. We are dedicated to helping our patients navigate their plans so that no portion of their hard-earned benefits goes to waste.
Our Guide to Maximizing Your 2025 Dental Benefits and FSA Funds
Our Guide to Maximizing Your 2025 Dental Benefits and FSA Funds
Understanding Your Policy's Fine Print
Many dental insurance plans operate on a calendar year, meaning your annual maximum and deductible reset on January 1st. If you've already met your deductible for the year, now is the ideal time to complete any outstanding treatment plans. By using your 2025 dental benefits now, you can avoid paying that deductible again next year.
Maximize Your FSA/HSA Dollars
If you contribute to a Flexible Spending Account (FSA), you likely have until December 31st to use those pre-tax dollars for eligible healthcare expenses. Dental treatments like cleanings, fillings, and even some cosmetic procedures are often covered. Check your plan's specifics and use your remaining FSA funds before they expire, as most plans don't allow rollovers.
Schedule Essential Treatments Now
The end of the year is our busiest time. We strongly recommend calling us today to schedule any necessary appointments before our calendar fills up. Whether it's a routine check-up you've postponed or the start of a more significant procedure, getting it on the books now ensures you can utilize your 2025 dental benefits before it's too late.
Plan for a Healthy New Year
Even if you don't need major work right now, using your current benefits for preventative care sets you up for a healthier new year. Addressing small issues now can prevent them from becoming larger, more expensive problems later. Let's work together to ensure your smile is ready for everything the coming year brings at RB Dental Excellence.
Don't Leave Your Annual Maximum Behind
Your annual maximum is the total amount your insurance provider will contribute toward your dental care each year. This amount does not roll over into the future. If you have hundreds of dollars left in your account, they effectively disappear on January 1st. We want to help you maximize your coverage while it still lasts this month.
Beat the New Year Fee Increases
Scheduling your treatment before the year ends can also help you avoid potential fee increases. Many insurance companies and dental practices adjust their rates at the start of the year. By acting now, you take advantage of current pricing while fully utilizing your 2025 dental benefits to minimize out-of-pocket costs for your essential family dental care.
Don't let your unused dental benefits or FSA funds slip away at the end of the month. At RB Dental Excellence, we are here to help you understand your plan and maximize its value for your health. Learn how RB Dental Excellence can help you finish the year with a healthy smile by calling us to review your treatment plan. We invite you to schedule your appointment today so we can help you make the most of your 2025 coverage before it's gone.